Poomalai Women's Collective

Beginning in 2005 Blossom worked within an Indian government program designed to create and empower Self-Help Groups (SHGs). The SHGs had leadership, training, bank accounts, and internal accounts. Close to 1200 SHGs were created, with 15-20 people, almost entirely women, per group.

 

Blossom named this effort ‘Poomalai’, or garland of many blossoms.

 

 

Each member was required to deposit saved money through the SHGs. Rs. 50/- to Rs.100/- per month for each member was being saved at the group. Once the amount was fixed every member was bound to save as per the decision of the group. In total over 4.5 crore was saved by SHG members. This resulted in funds available for lending, and over 6.1 crore was lent from the internal savings (repaid loans were revolved into additional loans, so that the total lent over the years of the program was greater than the amount saved). In addition, 5.5 crore of bank funds were borrowed by the SHGs and lent out to members. 

 

The programme soon became a model with good group norms, systems and practices, which attracted the Government to replicate the same in other areas. After a decade loan repayment is over 98%, a record that compares very favorably with international standards.

The loans were provided through the SHGs for a variety of purposes and for establishing micro-, small- and medium- enterprises (MSME), including: goat rearing, dairy farms, poultry raising, operations of small shops and food vendors, as well as school costs and health care. The normal loan size was between Rs.5000/- and Rs.15000/- with repayment generally on monthly basis.

The Indian government ended its program support in 2009. 

 

Still, an estimated 400 SHGs are still
active and in operation.

 

These groups still are a mechanism for individual savings and loans provided to members from these savings.

Read about our other networks

  • SHG3_edited.jpg

    Tamil Nadu Women's Development Corporation

    Part of a government program, Blossom supported the creation of hundreds of SHGs and provided training in different topic to increase the opportunities of the women in our communities.

  • PaneerPoo2.jpg

    Paneer Poo

    “Paneer HIV Positive Women Network Trust” is a registered public charitable trust founded by a team of HIV positive women in Tamil Nadu, with a membership base of more than 250 women.

  • iIMG_0865.JPG

    Rainbow TB Forum

    Rainbow TB Forum is an independent trust that was created out of our CEPT project. The forum currently has more than 800 members who advocate for the rights of people affected by TB.

  • IMG_5278.JPG

    Survive Sugar

    Survive Sugar is a network started by our Director for people living with diabetes. The network currently has more than 500 members.

CONTACT US:

 

Phone:      +91 4562 269236

Email:        blossomtrust@gmail.com

                  dayspringhome@gmail.com

Blossom Trust

77 Sekkilar Street
Virudhunagar 626001
Tamil Nadu, India

Blossom Trust Chennai Branch

A/22 Alagesan Nagar Chengalpattu 

Kanchipuram District

Tamil Nadu

QUICK LINKS:   

 

Story

People

Donate

Keep up to date with our work

REGISTRATION DETAILS:

Registration Number: 85/93

FCRA Approved & Indian Tax Exempt
Date of Registration: 7 June, 1993
Place: Aruppukkottai
Act: Indian Trust Act 1882

RELATED SITES:

www.rainbowtbforum.org